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Major department stores and retailers often offer this type of card.

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Here's why some businesses don't accept plastic (or they don't accept your favorite card).

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Learn if using one is a good deal or a bad idea. Looking for the perfect credit card? Using credit cards to make purchases in stores can be convenient as well as beneficial if you. Data are stored on the magnetic band to be retrieved later by a card reader. Store credit cards or retail credit cards are credit cards that can only be used at the store that issued the card.

Store credit cards often offer a ten percent discount on purchases.

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